Cell 250-217-4600 |
Let me help and encourage you every step of the way. When purchasing a property, whether it be a single family home, condo or acreage, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
My ongoing assistance makes the process of purchasing a property easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, I will help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase. I have a home viewing process that takes all the confusion out of viewing homes! Ask me about it.
I am familiar with many of the current homes on the market in and around Langford, the Westshore and Greater Victoria, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search. I even go so far as to prepare a buyer's Comparative Market Analysis for you so you will know without a doubt how much to offer on any given property.
Your First Step
Your first step to buying a home is to ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move to a larger home? Next, list what kind of home you'd like and where you would like to be. Be specific. It sometimes helps to separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider the location you prefer to live in and how those areas will suit you. If you have children, check out the schools carefully and check for other families in the neighbourhood so your children have others to play with. Consider if you prefer sparkling new or something you can invest some sweat equity into, recreational facilities, and other community services such as transportation, day care, library, stores & entertainment. Ask yourself how long you are willing to commute to work and what the traffic is like at rush hour.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and type of property. How large a lot do you want and need? Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to an exceptionally good. local Victoria mortgage broker with an excellent reputation and track record for shopping the mortgage market and successfully acquiring loan approval for his clients.
I Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs using the (MLS) Multiple Listing Service system to locate them. If you prefer to look around prior to getting serious, sign up on my virtual office and have access to all MLS listings with the capability to create and save your own custom searches!
I have the best possible resources and communication systems available to help you locate homes on the market that match your specifications. You can even search ALL MLS LISTINGS here at my website.
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
To start the home buying process just fill in and send the form below or give me a call!
RE/MAX Camosun Westshore
791 Goldstream Ave #101
V9B 2X5 CA